Cash flow across your properties
One rental may need a monthly contribution while another has income left over. Review both the individual results and what the portfolio needs from you.
← Real Estate Wealth Map™
04 / Portfolio Builder
Make financing decisions with your whole portfolio in view.
A decision on one property can change what is possible with another. Bring your mortgages, cash flow and upcoming commitments together before deciding how to fund your next move.
Talk about your portfolio ↗Your financing priorities
Look beyond the next mortgage.
You may want another purchase, better monthly cash flow or less debt. The right financing decision depends on what you want the portfolio to support.
Commitments coming up
Renewals, repairs and a planned purchase can compete for the same funds. Put their timing alongside the payments you already carry.
Capital and the payments it creates
A refinance may release funds, but it also changes debt, costs and payments. Compare that trade-off with your priorities and keeping the financing you have.
The individual properties and the whole portfolio
Bring the numbers into one view.
Start with each property. Then assess the combined position and the commitments ahead. A property with equity and a portfolio with available cash are not the same thing.
Property ARental incomeOperating costsMortgage paymentsDebt and renewal date
Property BRental incomeOperating costsMortgage paymentsDebt and renewal date
Property CRental incomeOperating costsMortgage paymentsDebt and renewal date
Your combined portfolio
Income and costs · Mortgage commitments · Available reserves
Mortgage renewalsChanges to payments and terms
Property workRepairs and renovation spending
Your next decisionA purchase, refinance or debt reduction
Illustrative review structure. The number of properties shown does not define your stage.
How Streetwise helps
A Portfolio Financing Review starts with your goals.
We review each property's value, mortgages, payments and rental income, then examine the holdings together. We look for financing opportunities that could ease payment pressure or release capital where that supports your plans.
The review is complimentary. Recommendations depend on your priorities and the financing available, including the costs and trade-offs of making a change.
See what the review covers →
Learn and work through your numbers
Useful before your next decision.
Investor interview
Understand your rental cash flow
Look at income, operating costs and mortgage payments together.
Read the guide →
Financing guide
Equity and the funds you could use
Understand the difference between property equity and money available after refinancing.
Read the guide →
Interactive calculator
Compare a refinancing scenario
Compare costs, payments and funds released for one mortgage before discussing your portfolio.
Open calculator →Talk to Streetwise
What do you want your portfolio to make possible?
Tell us about the properties you own and what you want to improve or pursue. We’ll discuss your priorities and the information needed for a Portfolio Financing Review.