Residential space
How the homes are occupied, their rental income and the costs of operating them.
Mixed use and commercial
Financing for your mixed-use or commercial property.
A property’s uses, occupancy and income belong in the same discussion as your financing plans. We review the purchase or refinance you have in mind and identify the information needed to assess it.
Discuss your commercial property ↗
Understand the property
Different uses. One property to assess.
For a mixed-use property, residential and commercial space can have different occupancy arrangements and income sources. We need to understand those differences before assessing the financing.
Commercial space
How the space is used, who occupies it and the relevant lease or business-occupancy arrangements.
The whole propertyBring its uses, income, expenses and borrowing together with the purchase or refinancing plans.
How Streetwise helps
Build the financing request around the actual property.
Start with the location, how the space is used and what you want the financing to achieve. We then identify the records needed and the options worth assessing.
Financing an apartment building? See multifamily →Property and occupancy
Explain which spaces are tenanted, vacant or used by your own business, and any changes you are considering.
Income and expenses
We review relevant rents, leases and operating costs alongside existing financing.
Transaction and available funds
Share the intended purchase or refinance, your available capital and the dates that matter.
Buying or refinancing
Explain what the financing needs to accomplish.
Purchase
Discuss the property before committing to a financing plan.
Bring the property details, proposed purchase terms and an overview of the funds you can contribute. The assessment depends on the property and transaction.
Discuss a purchase ↗
Existing property
Review the reason for changing the borrowing.
You may want to reassess payments, release capital or prepare for changes to the property. We review the current financing and proposed change together, including its costs.
Discuss a refinance ↗Related guidance and services
Continue with the information that fits your property.
Financing guide
The difference between equity and available funds
General background on refinancing proceeds and costs. A commercial property needs its own financing assessment.
Read more →
Related service
Financing an apartment building
Read about apartment-building purchases, refinancing and project funding.
Read more →Talk to Streetwise
Tell us what you are planning.
Share the property’s location, what you want to do and any important dates. You do not need financial documents to get in touch.