Learning Hub

Calculators and Tools

Work through your property financing numbers.

Compare mortgage options, estimate purchase costs or test a property's cash flow. Choose a calculator, enter your own figures and see how different assumptions change the result.

Actual calculator preview · illustrative figures

Rental property cash flow

Estimate income after vacancy, operating costs, mortgage payments and reserves. Compare assumptions and see the initial cash required.

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Actual calculator preview · illustrative figures

Refinance and equity access

Compare the current mortgage with a proposed loan, including costs, funds released and remaining debt over the same period.

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Actual calculator preview · illustrative figures

Multifamily financing

Test operating income, debt coverage and loan-to-value assumptions to see which constraint affects an illustrative loan amount.

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Actual calculator preview · illustrative figures

Fixed and variable mortgages

Test rate changes and compare payments, interest and remaining principal under different mortgage structures.

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Actual calculator preview · illustrative figures

Ontario closing costs

Estimate Ontario and Toronto land transfer taxes and the purchase cash still needed after your deposit.

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Your whole portfolio

Need to look beyond one property?

A complimentary Portfolio Financing Review examines your properties, mortgages and rental income together, starting with what you want to achieve.

See what the review covers ↗

Make sense of the results

Bring your calculations to a financing discussion.

A calculator helps you compare possibilities. Streetwise can review your circumstances and explain which financing options may fit your property and plans.

Illustrative modernist working space

Calculations are illustrations based on your inputs, not lending approvals or offers. Each tool explains its assumptions and calculation method.