About Streetwise Mortgages

Streetwise Mortgages is an award-winning mortgage brokerage, focused on providing tailored mortgage strategies and top notch lending advice to clients who are:

  1. looking to build wealth through real estate and are looking for guidance and expertise on how to structure and finance multiple income properties and how to setup financing in manner that takes into consideration the legal and accounting structures relating to building wealth.
  2. self- employed and are looking for lending solutions to invest or purchase/refinance a residence, and that take into account their business income and the different ways owners pay themselves from the business regardless of how the business is structured from a taxation standpoint.

We serve clients across Ontario and have solid relationships with many lenders in the industry including banks, credit unions, trust companies and private lenders.

If you are looking for a strategic lending partner who can provide you with sophisticated and trusted mortgage advice, then we invite you to contact us or browse our site to learn more about our services and how we can help.

Our team brings over 40 years of combined finance experience to every client conversation. Our focus is not only to get you the best rates and terms given your situation but more importantly to ensure that financing supports your short and long term objectives and help you make an informed decision.

Why Streetwise Mortgages?

Enable your success and help you reach your goals, through:

  • Listening to your needs and understanding your current situation and future goals and/or aspirations
  • Providing tailored, non-biased and trusted lending advice and solutions that extend beyond your immediate short term needs and that fit within your bigger picture
  • Being accessible and nimble and provide you with the support and tools you need to make the right financing decision
  • Bringing to you a wealth of knowledge, resources and services through our affiliates and exclusive product offerings that will help accelerate your success
  • Your needs are unique and you are looking for a lending advisor who understands your specific situation and can assist you through quality lending advice and mortgage products as they relates to your unique need.
  • We care and will be there when you need us
  • Non-Biased advice and lending products
  • Stay in the know
  • It’s about your peace of mind
We are a proud member of the VERICO mortgage brokers network. A network of a network of independently owned and operated mortgage broker firms located across Canada.

VERICO was founded in 2005 with a single idea: to unite top mortgage originators in Canada and create additional opportunities for this group of highly driven professionals. Together, we knew we could make a mark on the Canadian mortgage industry.

In 2010, we reached $10 billion in collective loan volume, a number that rivaled the mortgage business of the big 5 banks in Canada.

Operating at the highest degree of professionalism, excellence and ethical standards, we originate over $13 billion by helping 45,000+ families annually with their mortgage needs.

Our Lenders

Meet our team

Dalia Barsoum
Dalia Barsoum President, Streetwise Mortgages.Mortgage Broker and Practice Lead, Investment property financing and wealth advisory Licence # M10002084
Dalia Barsoum is an award-winning broker and a finance advisor with over 20 years of experience in the banking sector, spanning lending, wealth management strategy and real estate. She holds an MBA in Finance from Dalhousie University and is a Fellow of the Institute of Canadian Bankers Association

In 2011, she launched Streetwise Mortgages, a boutique brokerage that specializes in servicing real estate investors and self-employed clients across Ontario.

Over the years, Barsoum and her team have won multiple industry awards including :

CMP’s Best Customer Service for two subsequent years, CMP Hot list, CMP Top 75 Brokers , CMP Woman of Influence. and recently Hot 100 Global.

She is the author of Amazon’s Best Seller : Canadian Real Estate Investor Financing: 7 Secrets to Getting All the Money You Want , a public speaker, regular columnist for the Canadian Real Estate Wealth Magazine and contributes to various media outlets on the topics of Real Estate investing and financing ; including : Rogers TV , Toronto Money Show, the Toronto Investor Forum , Canadian Mortgage Professionals ( CMP ) as well as various GTA-based investment groups.

Dalia helped many Real Estate investors kick start their investment plans as well as take their portfolios to the next level.

Her clients range from rookie investors to sophisticated investors with multi-million-dollar portfolios.

In all she does, Barsoum keeps the motto “help as many people as you can along the way” front of mind.

In recent years, Barsoum and various industry practitioners launched the non-profit association Property Investment Professionals of Canada with the mandate of advancing and elevating the advisory standards of property investing for Canadians. Barsoum is also part of the “100 Brokers Who Care” initiative

Connect with Dalia

Email : dbarsoum@streetwisemortgages.com
Direct:  416.985.4698

Andrew C. MacDonald
Andrew C. MacDonaldHead of Operations and Mortgage Broker - Licence# M15000136
By late high school, Andrew had devoured more books on personal finance and wealth strategies than most people even know exist. By his second year of undergraduate studies, Andrew was running one of the only Canadian based loan origination branches for US lenders. With more than 10 years of mortgage and financial services experience, Andrew has overseen hundreds of mortgage transactions and his experience is an asset to everyone from first-time buyers to savvy investors.

Andrew’s commitment to customer service and accuracy in all he does is one of the many reasons clients rave about working with him. Working with Andrew, you’ll find he is consistently thorough and on-time, and always happy to go the extra mile to give clients the comfort and assistance they need to navigate the constantly changing lending environment.

As both a graduate of The School of Business and Economics at Wilfrid Laurier University with a BBA in Finance and a real estate investor himself, you’ll find Andrew’s business acumen and knowledge of financing options for real estate investors to be top notch. He’s also committed to being a master of his craft and has completed his broker licencing and AMP (Accredited Mortgage Professional) designation which require additional continuing education on an ongoing basis.

Away from the office, Andrew and his wife Hanna are successful real estate investors who enjoy the great Canadian outdoors in their spare time. To keep fit Andrew completed his first marathon in 2008, and regularly plays squash through the winter and 2’s beach volleyball during the warmer months.

Connect with Andrew

Email : amacdonald@streetwisemortgages.com
Direct: 647-832-8258

Neil Oliver
Neil Oliver Mortgage Agent / Practice Lead , Investment Property Financing - Rent to Own - License# M18000692
Neil Oliver heads up the Rent to Own financing solutions at Streetwise Mortgages.

He works with both tenant buyers who are looking to get into home ownership and are finding it hard to qualify under the new mortgage rules or due other reasons that have impacted their credit or purchase power; as well as with Real Estate investors who are looking to diversify their portfolio holdings through a Rent to Own Strategy.

To date, Neil has helped over 250 families Rent to Own. He has been instrumental in helping many families get back on their feet and in helping them get ahead financially.

Neil is an international best-selling author, mentor and mortgage agent.

After 20+ years in marketing and project management, Neil decided to escape the rat race in 2010 to invest both money and time in real estate.

After investigating different real estate strategies, together with his wife, Neil re-engineered the traditional Rent to Own model to empower more credit-challenged homebuyers to get their foot in the “real estate door” to become homeowners by the end of their rent to own term.

Connect with Neil

Email : noliver@streetwisemortgages.com
Direct: 416.662.8183

Rich Danby
Rich Danby Head of Streetwise Private Capital and Mortgage Agent specializing in Private Lending - License# M20001099
With a deep real estate investing experience and having used private funds himself as a tool to build a successful large portfolio as well as acting as a private lender on various real estate investment projects ;

Rich brings invaluable practical experience and insights to Real Estate investors on how to build relationships with private lenders, utilize private funding strategies to grow their wealth and to structure deals in a manner that makes financial sense for both parties.

Throughout his investment journey, Rich successfully applied many investment strategies including the Buy/Renovate / Refinance / Rent (BRRRR), Rent-to-Own, Flips, Airbnb, Wholesaling, Land Development, buy/hold and private lending.

Rich has been featured on the front cover of the “Canadian Real Estate Wealth” magazine, and has received numerous awards including, Joint Venture Partner of the Year, Renovator of the Year, and Investor of the Year.

He is also a Professional Speaker, Real Estate Investment Coach, and an expert at helping people find deals and raise capital.

Rich is the founder and owner of Rich Ottawa Investments, Masters of Real Estate (MoRE), the former President of the Ottawa Real Estate Investors Organization (OREIO), and Co-founder of The Real Estate Investment Network ( REIN ) Ottawa.

Connect with Rich

Email : rdanby@streetwisemortgages.com
Direct: 613.252.0170

Attiya Saleh
Attiya SalehSenior Manager, Underwriting & Mortgage Agent – Licence# M17001836
Attiya brings over 15 years of experience in Mortgage Underwriting and finance experience to Streetwise Mortgages.

She worked with Wells Fargo Financial for 10 years as senior credit analyst within the Mortgage / Lending group. She then transitioned to the mortgage brokering industry and worked for 5 years for various brokerages as an underwriter in the areas of residential, commercial and private lending as well as an officer, credit policies and procedures.

Attiya graduated from Carleton University with Bachelors of Honours in Economics and Business Finance.

She is passionate about providing clients with exceptional service and helping them make an informed decision about the financing options available to them to help achieve their goals.

Attiya is the proud mother of 3 beautiful children. When asked about how she is able to juggle a demanding career in the mortgage industry with raising a young family, she responds:

“I love being on the teams with other working mothers. They are the highest functioning messes I know.”

Connect with Attiya

Email : asaleh@streetwisemortgages.com
Direct:  416.500.0102

Roza Gyulinyan
Roza GyulinyanMortgage Underwriter & Mortgage Agent – Licence# M14001428
Roza has worked with one of Canada’s Top 5 banks as a client service representative and a mortgage funding specialist. Through this experience, Roza has helped many clients at the branch level with their banking and mortgage needs and has gained solid knowledge of credit policies and how a mortgages fit into the client’s overall financial plans.

Roza is a licensed mortgage agent with a degree in para legal. She worked with several brokerages in both a mortgage advisor and underwriter capacities, where she developed an excellent understanding of the various mortgage products available to clients through the Banks, Credit Unions, Trust Companies and private lenders and where she guided clients with the right mortgage solutions and advice during their home ownership journey.

Roza is a member of the Canadian Mortgage Professionals Association

Connect with Roza

Email : rgyulinyan@streetwisemortgages.com
Direct:  647.701.8979

Kellie Molnar
Kellie Molnar Mortgage Underwriter & Mortgage Agent – Licence# M16000200
Kellie’s mortgage advisory career has been focused on building portfolios for real estate investor clients.

Having completed hundreds of mortgages for clients ranging from first time to seasoned investors with large portfolios, Kellie has gained valuable knowledge and experience about how to structure financing for investment properties to enable clients to grow and scale up . She has also seen and solved nearly any issue that may arise in the financing process throughout her years in the industry.

Kellie has a solid track record of building positive client relationships and client experience , a skillset learned in her previous experience in the fundraising industry.

As a mother of four and grandmother to one, Kellie and her husband reside in Barrie. When not helping clients with their financial goals, Kellie enjoys working out, reading and spending time with her family when they return home for weekends and holidays.

Connect with Kellie

Email : kmolnar@streetwisemortgages.com
Direct:  705.791.0849

Michelle Watson
Michelle Watson Mortgage Underwriter & Mortgage Agent – Licence# M08002942
Anyone who is acquainted with Michelle knows four consistencies about her: she’s exacting, determined, focused and is always willing to help. These are traits that have positively served her during her 14+ year tenure in the mortgage industry as a mortgage professional, team lead and senior mortgage underwriter. Her corporate background is just as varied, having spent
years in retail sales and IT as a network and systems analyst.

Having worked with many wonderful and interesting people on both the lending and brokering side of the business, her formula for success boils down to her ability to problem solve and creatively and authentically tell a client’s credit story in a way that engages lender trust and creates financial opportunities.

As an active real estate investor of both long & short-term rentals, Michelle enjoys helping provide funding for clients to create and continue on their entrepreneurial paths, including building successful rental portfolios. Professionally, nothing is more satisfying to her than hearing the words ‘You’re approved’ and ‘file complete’!
Personally, she enjoys starting her day with daily meditation and gratitude, getting her hands dirty with home improvement projects and exploring new places and things with her husband – adventures that are as colourful as her shoes!.

Connect with Michelle

Email : mwatson@streetwisemortgages.com
Direct:  647.933.2883

Paul Nufrio
Paul NufrioClient Relationship Manager & Mortgage Agent #M15002625
Paul brings a fantastic experience to Streetwise Mortgages as a funding officer at one of Canada’s top 5 Banks , a mortgage fulfilment specialist with a leading lender and as a mortgage agent within the Broker Channel .

During his experience : Paul gained a solid understanding of the lending guidelines , ensured the smooth and efficient closing of mortgage transactions , and helped many clients ( especially Millennials ) achieve their financial goals towards home ownership.

Connect with Paul

Email : pnufrio@streetwisemortgages.com
Direct:  416.274.7175

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Client Testimonials

They were exceptionally diligent with us while ensuring we received the lowest mortgage rate. We will happily continue to use Dalia as our lending advisor for any and all future real estate transactions.
J. Adolphe, Property Manager, Xaragua
Dalia took the time to understand my financial objectives and invested the effort in designing a targeted and comprehensive financing plan which will assist me in realizing these goals. While always the consummate professional, Dalia never forgets business is about people and great relationships. It has been a pleasure dealing with her.
T. Massaro, Senior Product and Program Manager
As a large real estate developer, my financing undertakings require sophisticated understanding, broad experience, intelligent analysis, creative options and sharp implementation. Dalia delivers all this and more. She brings mature insight into the parties to the transaction, as well as client-focused dedicated service. In short, Dalia reliably delivers excellence in every respect while providing comprehensive financing services.
M. Katz, Real Estate Developer
2012 was a pivotal year for us at Dogstar Properties Inc., as we purchased an 11 unit apartment building. We selected Dalia to help grow our property investments. She came to the table with a customized strategy. The process was very professional and efficient. DogStar Properties Inc. has been strengthened by having Dalia as part of our team of specialists.
M. Demoe, Business Manager, DogStar Properties Inc.
Dalia’s surefire mortgage strategies and clear vision have helped us reach our goals faster— a great team to work with!
A. Dholakia, Technology Business Analyst
Dalia provides in-depth financing plans for present and future real estate investing—a very knowledgeable team and a pleasure to work with.
L&P Wulfers, Real Estate Investors, The Zokeimo Group