Income and debt commitments
Review the income the properties provide alongside payments and upcoming renewals. Financing chosen during growth may need another look when priorities change.
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Plan the next chapter for your property portfolio.
An established portfolio can support different priorities over time. You may want reliable income, fewer demands on your time or a clearer plan for the future. Review the financing against what you want the properties to support now.
Discuss the future of your portfolio ↗Your financing priorities
Decide what you want to preserve or change.
Another acquisition is not the only measure of progress. Debt, income and responsibilities may deserve a different balance as your priorities evolve.
Responsibilities and continuity
Identify who understands the mortgages, key dates and financing relationships. Consider what would need to change if you reduced your day-to-day involvement.
Future ownership plans
Changes to ownership or family responsibilities can affect financing. Bring the mortgage review into the discussion with your legal, tax and estate-planning advisors.
Bring the financing into focus
Connect today’s financing with your longer-term plans.
These conversations belong together. Streetwise contributes the mortgage-financing review; your other professional advisors guide the legal, tax and estate-planning decisions.
Your portfolio and your priorities
Income
Cash flow, debt payments and the income you want the properties to provide
Responsibilities
Who manages mortgage decisions, renewals and advisor relationships
Future ownership
Financing questions to coordinate with legal, tax and estate-planning advice
How Streetwise helps
Review the portfolio around your priorities.
A complimentary Portfolio Financing Review examines the mortgages, payments and rental income across your holdings. We assess potential financing changes in relation to your goals, including the costs of changing or keeping the existing arrangements.
The purpose may be to ease payment pressure, simplify commitments or support a future plan. It does not assume that you want to borrow more or keep expanding.
Explore a Portfolio Financing Review →Learn and work through your numbers
Useful before your next decision.
Learning guide
Review rental income and cash flow
Look at income, operating expenses and mortgage commitments together.
Read the guide →
Interactive calculator
Compare keeping or changing a mortgage
For a proposed refinance, compare the payments, costs and debt over the same period. This is not an estate-planning tool.
Open calculator →Talk to Streetwise
What do you want the portfolio to support next?
Tell us about your priorities and any changes you are considering to your role or properties. We can discuss how the financing fits.