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Recorded workshop

Multifamily Financing Workshop Replay

This approximately 90-minute Streetwise workshop explains how rental income, operating expenses and mortgage payments affect an apartment building's financing. A worked example and calculator demonstration show the relationships between those figures. The workshop also discusses renovations, refinancing and investor financing questions.

Watch the recording

Watch the multifamily financing workshop on YouTube.

The rates, programme details and lending assumptions reflect the recording's historical context. Use the workshop to learn the calculations, then obtain current advice before applying an example to your project.

Find the relevant topic in the workshop

Property value and debt coverage are discussed near 07:00, followed by income and mortgage payments near 10:19. The calculator demonstration begins around 29:17 and the refinancing example around 51:28.

Investor questions begin around 1:01:24. Renovation and repayment assumptions are discussed near 1:10:23. These approximate times help you find a topic.

Property cash flow and a lender’s mortgage assessment answer different questions.

A lender’s treatment of rental income is not a universal percentage or an estimate of borrowing capacity.

Read the graphic description

A cash-flow review considers rent, operating costs and payments. A lender assessment considers its rental-income method, other income, mortgages and debts. A cash-flow result is not a mortgage approval.

Streetwise / Rental income

Swipe across the graphic to see both sides. The full explanation is below.

Property cash flow and a lender’s mortgage assessment answer different questions.

A cash-flow review considers rent, operating costs and payments. A lender assessment considers its rental-income method, other income, mortgages and debts. A cash-flow result is not a mortgage approval.

Resources and advice for your building

An illustrative wordless architectural plan, barn-red notebook and clear model

The Multifamily Financing Toolkit includes the associated calculator, preparation binder and financing questions guide.

For a purchase, refinance, renovation or construction project, read about multifamily financing or contact Streetwise.