# Streetwise Mortgages > Mortgages and Real Estate Investment Advice ## Posts - [Rent-to-Own Programs: Strategy & Financing](https://streetwisemortgages.com/rent-to-own-programs-strategy-financing/): Featuring Rachel Oliver, CEO and Co-Founder of Clover Properties Session Overview In this inspiring session from the 2025 Ontario Real Estate Investment Summit, Rachel Oliver reveals how investors can achieve exceptional cash flow through rent-to-own strategies while helping families achieve their homeownership dreams, even in challenging market conditions. Speaker Profile Rachel Oliver is the CEO […] - [Creative Entry Strategy Using Rental Income: Implementation & Financing](https://streetwisemortgages.com/creative-entry-strategy-using-rental-income-implementation-financing/): Featuring Rod Schulhauser, President of The Self Funding House Session Overview In this innovative session from the 2025 Ontario Real Estate Investment Summit, Rod Schulhauser introduces the Self-Funding House concept, a revolutionary approach that addresses housing affordability while creating exceptional investment opportunities through strategic property development and innovative financing solutions. Speaker Profile Rod Schulhauser brings […] - [Strategic Approaches to Multi-Unit Investment & Financing](https://streetwisemortgages.com/strategic-approaches-to-multi-unit-investment-financing/): Featuring Jayden Haywood, Partner at River Developments Session Overview In this comprehensive session from the 2025 Ontario Real Estate Investment Summit, development expert Jayden Haywood reveals innovative strategies for capitalizing on missing middle opportunities, sharing detailed insights on CMHC financing and energy-efficient development approaches that maximize returns while solving housing challenges. Speaker Profile Jayden Haywood […] - [Maximizing Returns with Coach Homes & ADUs: Strategy & Financing](https://streetwisemortgages.com/maximizing-returns-with-coach-homes-adus-strategy-financing/): Featuring JG Francoeur, CEO of Visture Property Group Session Overview In this dynamic session from the 2025 Ontario Real Estate Investment Summit, property development expert JG Francoeur demonstrates his proven philosophy that “cashflow isn’t found, it’s created,” sharing actual case studies and implementation strategies that have generated significant returns for investors through Coach Home developments. […] - [MFTs Decoded: Smart Investing in Real Estate Mutual Fund Trusts](https://streetwisemortgages.com/mfts-decoded-smart-investing-in-real-estate-mutual-fund-trusts/): Featuring Paul M. Hecht, Founder of Everyday Real Estate Millionaires Session Overview In this value-packed session from the 2025 Ontario Real Estate Investment Summit, award-winning real estate expert Paul Hecht reveals innovative strategies for passive income generation through Mortgage Fund Trusts (MFTs), demonstrating how investors can achieve substantial monthly cash flow with strategic investments. Speaker […] - [Rate Forecast & Investment Impact](https://streetwisemortgages.com/rate-forecast-investment-impact/): Featuring Robert McLister, Mortgage Columnist for The Financial Post Session Overview In this powerful keynote from the 2025 Ontario Real Estate Investment Summit, leading mortgage analyst and columnist Robert McLister shares expert insights on interest rate trends, strategic mortgage planning, and how to navigate the evolving lending landscape in today’s market. Speaker Profile Robert McLister […] - [Market Intelligence: Data-Driven Ontario Real Estate Analysis](https://streetwisemortgages.com/market-intelligence-data-driven-ontario-real-estate-analysis/): Featuring John Asher, Co-founder of Konfidis & CEO of Keypr Session Overview In this data-rich presentation from the 2025 Ontario Real Estate Investment Summit, John Asher delivers a comprehensive analysis of 23 Ontario real estate markets, providing investors with actionable insights backed by real-time data and AI-powered analytics. Speaker Profile John Asher brings over 26 […] - [Market Evolution 2025: A Veteran Developer's Perspective](https://streetwisemortgages.com/2025summit_hj/): Featuring Harry James, Founder of HJ Group Session Overview In this powerful keynote from the 2025 Ontario Real Estate Investment Summit, veteran real estate developer and entrepreneur Harry James shares four decades of hard-won wisdom on navigating market cycles and building lasting wealth through real estate. Speaker Profile Harry James brings over 40 years of […] - [Adapt and Thrive Interview with Tim Storey](https://streetwisemortgages.com/adapt-and-thrive-interview-with-tim-storey/): We are thrilled to interview Tim Storey on this episode of Adapt and Thrive for Tim to share with us his amazing perspective on how to overcome life’s challenges, and thrive in difficult times. Tim Storey is an acclaimed author, speaker, and life coach, known for inspiring and motivating people of all walks of life, […] - [How to turn a $310 negative cash flow property to a positive $2400 per month using this one strategy](https://streetwisemortgages.com/how-to-turn-a-310-negative-cash-flow-property-to-a-positive-2400-per-month-using-this-one-strategy/): How to turn a negative cash flow property to a positive cash flow in the midst of a rising rates environment ? Has your mortgage payment gone up as a result of the Bank of Canada overnight rate increases in the past 6 months ? Are you feeling the cash flow pressure on your primary […] - [Adapt & Thrive: Expert Interview with Rob McLister](https://streetwisemortgages.com/adapt-thrive-expert-interview-with-rob-mclister/): In this episode we have the pleasure of interviewing Rob McLister. Rob is a true expert when it come to all things Canadian Mortgages. Rob is a mortgage rate analyst, and lead author of Mortgage Logic newsletter, a trusted source for unbiased, and detailed mortgage news in Canada. https://www.youtube.com/watch?v=9XXCaVoR4K4 Rob shares with us his mortgage […] - [Adapt and Thrive Tips: What is the trigger rate and how to manage it?](https://streetwisemortgages.com/adapt-and-thrive-tips-what-is-the-trigger-rate-and-how-to-manage-it/): https://www.youtube.com/watch?v=31uHeIo5eGA If you are in a variable rate mortgage product today where the payment has been fixed and stable during the rising rate environment that we’ve been experiencing, then you need to pay close attention to something called the trigger rate. You will usually find your trigger rate in the credit agreement you signed with your […] - [Adapt & Thrive: Expert Interview with Michal Wach](https://streetwisemortgages.com/adapt-thrive-expert-interview-with-michal-wach/): In this expert interview in our Adapt and Thrive series we have the pleasure of talking to Michal Wach. Michal is an experienced and highly successful investor and coach. In this interview Michal shares with us some amazing tips on how to adapt to the current market, what types of investments to look for, and […] - [Adapt & Thrive: Expert Interview with Danielle Chiasson](https://streetwisemortgages.com/adapt-thrive-expert-interview-with-danielle-chiasson/): In this episode we interview Danielle Chiasson. Danielle is an experienced investor, coach, author and real estate developer. We are grateful for the opportunity to interview her and learn her perspective on the current real estate investment landscape. - [Adapt & Thrive: Expert Interview with REIN's Patrick Francey & JG Francoeur](https://streetwisemortgages.com/adapt-thrive-expert-interview-with-reins-patrick-francey-jg-francoeur/): In this episode of Adapt and Thrive we interview 2 phenomenal guests from The Real Estate Investment Network (REIN), Canada’s # 1 source for real estate education, and unbiased research. It is our pleasure to interview Patrick Francey, the CEO of REIN and JG Francoeur, Chief Growth officer at REIN. We asked them about their […] - [Adapt & Thrive: Expert Interview with Harry James](https://streetwisemortgages.com/expert-interview-with-harry-james/): In this episode we interview Harry James. Harry is an entrepreneur with over 40 years of experience, accumulating successes and failures that has in return created a life resume that has inspired many people across the country. His, ‘live real be real,’ philosophy is about pushing the pause button, and asking yourself if the four […] - [Adapt & Thrive: Expert Interview with Elizabeth Kelly](https://streetwisemortgages.com/expert-interview-with-elizabeth-kelly/): In this episode of Adapt and Thrive expert interview, we have the pleasure of talking with Elizabeth Kelly. Elizabeth is a veteran investor, and an award winning investment coach. She was a trainer for Rich Dad academy for 8 years, and a few years ago she founded Elizabeth Kelly Consulting in order to better support […] - [Adapt & Thrive: Expert Interview with Dustan Woodhouse](https://streetwisemortgages.com/expert-interview-with-dustan-woodhouse/): Dustan Woodhouse is a veteran mortgage professional and a thought leader in the mortgage industry. He is author of “Be the Better Broker”. Dustan is the president of one of the largest broker networks in Canada. In this interview he shared with us his perspective on the current environment, and gave us tips on how […] - [Adapt & Thrive: Expert Interview with Kory Mackinnon](https://streetwisemortgages.com/expert-interview-with-kory-mackinnon/): In this interview with Kory Mackinnon, we touch upon: How is he currently managing cashflow? Why isn’t he panicking? Where does he see opportunities? What one tip he would offer investors today? - [Expert Interview with Christian Szpilfogel](https://streetwisemortgages.com/expert-interview-with-christian-szpilfogel/): In this interview with Christian Szpilfogel, we touch upon: How is he currently managing cashflow? Why isn’t he panicking? Where does he see opportunities? What one tip he would offer investors today? - [Adapt & Thrive: Expert Interview with Quentin D’Souza](https://streetwisemortgages.com/adapt-thrive-expert-interview-with-quentin-dsouza/): In this interview with Quentin D’Souza, we touch upon: How is he currently managing cashflow? Why isn’t he panicking? Where does he see opportunities? What one tip he would offer investors today? - [Quick tip: Some context please](https://streetwisemortgages.com/quick-tip-some-context-please/): While prices may soften in the short term keep these important points in mind: We still need plenty of immigration to keep the economy strong and these newcomers all need a place to live Canada still has a housing shortage, demand for housing will continue to outpace supply since we are not building enough new […] - [Adapt & Thrive: Expert Interview with Chris Shebib](https://streetwisemortgages.com/adapt-thrive-expert-interview-with-chris-shebib/): In this interview with Chris Shebib, we touch upon: How is he currently managing cashflow? Why isn’t he panicking? Where does he see opportunities? What one tip he would offer investors today? - [Long term Perspective](https://streetwisemortgages.com/long-term-perspective/): With interest rates on the rise since early 2022, we have noticed an increasing level of fear, doubt, worry, and concern in the marketplace. Unfortunately for many investors, they are allowing themselves to become paralyzed when they should be preparing and positioning themselves for the great opportunities to come. To help put things into perspective […] - [Tip #6: Take a short and long mortgage.](https://streetwisemortgages.com/tip-6-take-a-short-and-long-mortgage/): You do not have to choose between fixed or variable. You can choose both! Advanceable mortgages allow you to slice and dice a mortgage into multiple components of varying terms and rates. For example, you can have three loan components, one as a variable, one as a fixed rate, and the third as an interest-only […] - [Tip #5: Convert a portion of a mortgage to an interest-only payment.](https://streetwisemortgages.com/tip-5-convert-a-portion-of-a-mortgage-to-an-interest-only-payment/): An interest-only payment on a loan is often lower than an interest and principal payment. If you want to ease up the impacts of rising rates on your cash flow and budget, paying an interest payment would be lighter on your pocket. Having said this, you must be conscious of how long you want to […] - [Tip #4: Replace expensive debt with cheaper debt.](https://streetwisemortgages.com/tip-4-replace-expensive-debt-with-cheaper-debt/): Although the rates are rising, the cost of secured debts such as mortgages and lines of credit remains relatively cheap within the bigger scheme of things. One option to create capacity within your budget is to replace expensive debt with cheaper debt. Let’s say you have a car loan with a monthly payment of $1200, […] - [Tip #3: Extend the amortization of the mortgage or a loan.](https://streetwisemortgages.com/tip-3-extend-the-amortization-of-the-mortgage-or-a-loan/): If you have two loans of the same amount—one at a lower rate but shorter amortization and the other at a higher rate but longer amortization—you will see that your payment on the first loan would be higher. Having said that, your interest savings would be bigger because you are paying off the loan over […] - [Tip #2: Consider switching to a capped variable rate.](https://streetwisemortgages.com/tip-2-consider-switching-to-a-capped-variable-rate/): A few lenders on the street offer a capped variable rate option. Under that option, as the prime rate that impacts variable rate rises, your monthly mortgage payment stays the same, the percentage of payment that goes toward principal declines, and the percentage of payment that goes toward interest increases. This is a good option […] - [Tip #1: Don’t let the fear and the noise surrounding us these days make you rush into locking a 5 year fixed rate mortgage.](https://streetwisemortgages.com/tip-1-dont-let-the-fear-and-the-noise-surrounding-us-these-days-make-you-rush-into-locking-a-5-year-fixed-rate-mortgage/): As you may have heard us say many times, variable rates mortgages have a lot of advantages for investors. Variable rate mortgages are usually much easier and cheaper to break, and therefore offer flexibility real estate investors need. Fixed rate mortgages on the other hand tend to be more costly to break. So really watch […] - [BoC rate hike was extreme, however DON'T PANIC, we have a few suggestions!](https://streetwisemortgages.com/boc-rate-hike-was-extreme-however-dont-panic-we-have-a-few-suggestions/): I am sure you have all heard of the BoC announcement today!… No one saw those extra 25 basis points coming, but of course, it’s been loud and clear that they are planning to increase rates, so from that respect, no one is surprised. I am not going to offer you predictions on where the […] - [Adapt & Thrive: Expert Interview with Sarah Larbi](https://streetwisemortgages.com/adapt-thrive-expert-interview-with-sarah-larbi/): We share with you perspectives from expert investors. In this interview with Sarah Larbi, we touch upon: How is she currently managing cashflow? Why isn’t she panicking? Where does she see opportunities? What one tip she would offer investors today? - [Where Should I Invest? Podcast: Multi-Unit Commercial & Residential Financing 101](https://streetwisemortgages.com/where-should-i-invest-podcast-multi-unit-commercial-residential-financing-101/): In this episode Dalia teaches us about the ins and outs of multi-family financing. She walks us through the difference between residential and... - [Treadstone Law Video Podcast: What Few Real Estate Investors Know w/ Dalia Barsoum](https://streetwisemortgages.com/treadstone-law-video-podcast-what-few-real-estate-investors-know-w-dalia-barsoum/) - [Where to Invest: Finance & Investing Lessons from a Mortgage Expert](https://streetwisemortgages.com/where-to-invest-finance-investing-lessons-from-a-mortgage-expert/): Are you a real estate investor looking to sharpen your skills? Or a newbie, looking to become one? You're in the right place! - [Well Off Podcast: Everything You Need To Know About Mortgages with Dalia Barsoum](https://streetwisemortgages.com/well-off-podcast-everything-you-need-to-know-about-mortgages-with-dalia-barsoum/): Award winning mortgage broker Dalia Barsoum shares her incredible story and discusses the following: Growing up in the Middle East Living through the Gulf... - [From CBC.ca: Thinking About Buying a House with Friends? Here's What to Consider](https://streetwisemortgages.com/from-cbc-ca-thinking-about-buying-a-house-with-friends-heres-what-to-consider/): On July 1, the Canada Mortgage and Housing Corp (CMHC) changed the rules around mortgage insurance, making it more difficult for some would-be buyers... - [How to Weather the Liquidity Storm](https://streetwisemortgages.com/how-to-weather-the-liquidity-storm/): Given the scale of the economic devastation wrought by the COVID-19 pandemic, many real estate investors have found themselves pushed to the edge in... - [Thinking About Deferring Your Mortgage?](https://streetwisemortgages.com/thinking-about-deferring-your-mortgage/): News that Canadian financial institutions were offering some mortgage deferrals sent investors running to the banks in early April, asking for a stay... - [Don't Take It For Granted](https://streetwisemortgages.com/dont-take-it-for-granted/): A client who was recently introduced to us holds several cash-flowing properties in the Windsor market. He confidently put a firm offer on another Windsor property... - [The Financing Roadmap](https://streetwisemortgages.com/the-financing-roadmap/): The most effective way to finance an investment portfolio is to plan out your financing roadmap ahead of time and implement it one mortgage/one property... - [Getting the Most from BRRR](https://streetwisemortgages.com/getting-the-most-from-brrr/): As property values have increased in most major markets in Canada, investors continue to look for ways to enhance their ROI. One of the ways to do so... - [Breakthrough Real Estate Investing Podcast: Picking The Right Lending Option For Your Investment Strategy with Dalia Barsoum](https://streetwisemortgages.com/breakthrough-real-estate-investing-podcast-ep101/): Here’s What You’ll Learn in our Interview with Dalia Barsoum: The BRRR strategy, in Toronto Picking investment strategies based on... - [Mothers of Real Estate Webisode with Dalia Barsoum](https://streetwisemortgages.com/mothers-of-real-estate-webisode/): In this Webisode: Rachel Oliver, Co-Host from the Mothers of Real Estate series interviews Dalia Barsoum, President of Streetwise Mortgages, about the new mortgage “stress test” for 2018. Dalia Barsoum is an award-winning Mortgage Broker, Real Estate investor and finance advisor with over 20 years’ experience in the banking sector, spanning Wealth Management, Lending, Strategy […] - [The Females in Real Estate Podcast (Ep:03): What to Look for in a Mortgage Broker? with Dalia Barsoum](https://streetwisemortgages.com/fire-podcast-ep03/): In this episode, I sat down with Dalia Barsoum, Canada's top real estate financing expert, speaker and author. She revealed helpful strategies when... - [Morrison Report - Toronto Real Estate Insights](https://streetwisemortgages.com/morrison-report-toronto-real-estate-insights/): In this Episode: At the Investor Forum Conference, Dalia shared with us some great ideas about how investors could increase their income so that they... - [Where Should I Invest Podcast: The Importance of Pre-Planning Your Real Estate Financing](https://streetwisemortgages.com/where-should-i-invest-ep11/): Episode Highlights: Discover the importance of planning your financing Learn the difference between banks, trust companies, credit unions and private... - [ON TV (S1: E30)](https://streetwisemortgages.com/on-tv-s1-e30/): Host Val Cole interviews the President of Streetwise Mortgages, Dalia Barsoum to learn more about financing for investing in real estate. - [Mothers of Real Estate (S1: E03)](https://streetwisemortgages.com/mothers-of-real-estate-s1-e03/): Three moms (Gillian Irving, Monika Jazyk, and Rachel Oliver) who are also Florida real estate investors bring their expertise to the table as they... - [Property Profits Podcast: Investor Financing Secrets with Dalia Barsoum](https://streetwisemortgages.com/9585-2/): What you’ll learn in just 17 minutes from today’s episode: Why planning ahead when it comes to your financing strategies is vital Learn about the key... - [Financing the Renovations of Run-Down Properties](https://streetwisemortgages.com/financing-the-renovations-of-run-down-properties/): If you invest using a renovations strategy and you buy run down properties, then read this post to learn more about how you should go about the... - [I Make Good Money But My Tax Returns Show Little Income. Will I Qualify for a Mortgage?](https://streetwisemortgages.com/i-make-good-money-but-my-tax-returns-show-little-income-will-i-qualify-for-a-mortgage-2/): When it comes to qualifying for a mortgage, lenders tend to consider a variety of factors. One of the main things that lenders consider is income... - [Can You Buy Investment Property as a Self-Employed or Commissioned Worker?](https://streetwisemortgages.com/can-you-buy-investment-property-as-a-self-employed-or-commissioned-worker-2/): The process for buying investment property is largely similar to the process of buying a home. For self-employed and commissioned workers, most... - [What Happens if I Have Not Filed My Income Tax and Wish to Purchase a Home?](https://streetwisemortgages.com/what-happens-if-i-have-not-filed-my-income-tax-and-wish-to-purchase-a-home/): Because income tax documents are generally required by lenders to confirm details regarding your financial standing, not filing income taxes can... - [How Do You Leverage Equity in Your Home to Fund Your Business Growth?](https://streetwisemortgages.com/how-do-you-leverage-equity-in-your-home-to-fund-your-business-growth/): Sometimes, two major goals converge: You are in the process of paying off your mortgage, but you are also looking for funding for your business. In... - [How Does Getting Approved for a Mortgage Differ if I Work on Commission?](https://streetwisemortgages.com/how-does-getting-approved-for-a-mortgage-differ-if-i-work-on-commission/): For self-employed individuals working on commission, the mortgage process operates slightly differently from the normal qualification proceedings... - [Financing using Vendor Take Backs](https://streetwisemortgages.com/financing-using-vendor-take-backs/): Whether you are starter or veteran investor, mastering the ins and outs of financing and getting the right advice is crucial to your continued... - [How Important is Interest Rate to Your Success as an Investor](https://streetwisemortgages.com/how-important-is-interest-rate-to-your-success-as-an-investor/): Many investors call their lender and ask, “What is your best mortgage rate?” While reducing your cost of lending, including lowering the interest paid... - [Should You Paydown Your Mortgage Fast on Your Income Property](https://streetwisemortgages.com/should-you-paydown-your-mortgage-fast-on-your-income-property/): According to recent research by the Canada Mortgage and Housing Corporation (CMHC), more Canadians are planning on paying down their mortgages... - [Your Goals and Financing](https://streetwisemortgages.com/your-goals-and-financing/): Real Estate investors are different in many ways but similar in many others. While they are different in the strategies they use to invest in real... - [Nine Things to Discuss with Your Lending Advisor](https://streetwisemortgages.com/nine-things-to-discuss-with-your-lending-advisor/): Often, we get calls from new clients who are in the mist of negotiating an offer on a property and are looking to arrange attractive financing in... - [Top 7 Reasons Lenders Decline an Application](https://streetwisemortgages.com/you-found-the-investment-opportunity-you-have-been-looking-for/): You found the investment opportunity you have been looking for. Your offer has now been accepted and you are eager to waive the financing condition... - [What Should You Do If Your Mortgage Application Gets Declined?](https://streetwisemortgages.com/real-estate-investor-blog-1-post-2/): The worst thing you can do when it comes to financing is to follow what we call “A trick or treat” approach to shopping for a loan... ## Pages - [Ontario Closing Costs Calculator](https://streetwisemortgages.com/on-closing-costs-calculator/): Ontario Home Buying Budget Calculator Ontario Home Buying Budget Calculator Plan your complete home purchase budget including downpayment, closing costs, and monthly payments 1 Property Details 2 Downpayment 3 Mortgage & Other Costs 4 Budget Summary Property Details Purchase Price (CAD) Property Status ResaleNew Construction New construction involves different closing costs (e.g., Tarion, levies) and […] - [Welcome WE BILD](https://streetwisemortgages.com/we-bild/): Welcome to Streetwise Mortgages It is really good to see you here.We’ve curated for you something special! Chart Your Path to Financial Success:  Book Your Free Financing Road Map Consultation Today! Gain clarity, mitigate risks, and accelerate your growth with our complimentary, customized Financing Road Map. Looking to optimize your portfolio? our experts will guide […] - [Roza Gyulinyan](https://streetwisemortgages.com/roza-gyulinyan/): Roza Gyulinyan Senior Mortgage AdvisorMortgage Agent Level 2, #M14001428 Streetwise Mortgages @streetwise_investor streetwisemortgages.com Streetwise Mortgages Streetwise Investor Streetwise Investor rgyulinyan@ +1 416 923 1489 Download Contact - [Gohar Shahraki](https://streetwisemortgages.com/gohar-shahraki/): Gohar Shahraki Senior Mortgage Advisor Mortgage Broker #M20000124 Streetwise Mortgages @goharshahraki_mortgage professionalmortgages.ca Streetwise Mortgages Gohar Shahraki Gohar Shahraki Streetwise Investor gshahraki@streetwisemortgages.com +1 647 673 1660 +1 437 523 8437 Download Contact - [Leslie Wyatt](https://streetwisemortgages.com/leslie-wyatt/): Leslie Wyatt Senior Mortgage Advisor Mortgage Agent Level 1, #M08002977 Streetwise Mortgages @streetwise_investor streetwisemortgages.com/ Streetwise Mortgages Streetwise Investor Streetwise Investor lwyatt@ +1 705 242 8032 Download Contact - [Camille Robotham](https://streetwisemortgages.com/camille-robotham/): Camille Robotham Director, Advisor ExperienceMortgage Broker #M08006733 Streetwise Mortgages @streetwise_investor streetwisemortgages.com Streetwise Mortgages Streetwise Investor Streetwise Investor crobotham@ +1 905 948 6410 Download Contact - [IREIN](https://streetwisemortgages.com/irein/): خوش آمدید Welcome to Streetwise Mortgages We’ve curated gifts and offers just for you! Download Your Multifamily Financing Toolkit Here Looking to have all of your finance tools in one place? This toolkit was designed to help you make the best investment choice based on strategy. It includes: Debt Coverage Ratio Calculator Multifamily Deal Approval […] - [Victor Barsoum](https://streetwisemortgages.com/victor-barsoum/): Victor Barsoum Co-founder Streetwise Wealth Call Email WhatsApp Instagram LinkedIn Download My Contact About Me I combine my love of food and storytelling to create beautiful photos. Victor Barsoum Co-founder, Streetwise Wealth Streetwise Wealth @streetwise_investor streetwisemortgages.com Streetwise Mortgages Streetwise Investor Streetwise Investor vbarsoum@streetwisewealth.com +1 416-915-1018 Download Contact - [Jon Khan](https://streetwisemortgages.com/jon-khan/): Jon Khan  Commercial & Cross-Border Financing Advisor Streetwise Mortgages @streetwise_investor streetwisemortgages.com Streetwise Mortgages Streetwise Investor Streetwise Investor jkhan@ +1 613 462-7001 Download Contact - [Sandro Ferreira](https://streetwisemortgages.com/sandro-ferreira/): Sandro Ferreira Cross-Border Financing Advisor Streetwise Global Capital @streetwise_investor streetwiseglobalcapital.com Streetwise Mortgages Streetwise Investor Streetwise Investor sferreira@ +1 613 402-1001 Download Contact - [Jim Lawrence](https://streetwisemortgages.com/jim-lawrence/): Jim Lawrence Cross-Border Financing Advisor Streetwise Global Capital @streetwise_investor streetwiseglobalcapital.com Streetwise Mortgages Streetwise Investor Streetwise Investor jlawrence@ +1 437-523-8433 Download Contact - [Privacy Policy](https://streetwisemortgages.com/privacypolicy/): Last Update May 12, 2022 Our Privacy Commitment At Streetwise Mortgages and related companies (“Streetwise,” “we,” “us,” or “our”), we are committed to keeping your privacy protected and your information confidential at all times. Information Collection and Use We collect, use and disclose information about you for the following purposes: Your Information Remains Confidential Your […] - [Thank You for Applying to Join the Streetwise Mortgages Team!](https://streetwisemortgages.com/thank-you-for-applying-to-join-the-streetwise-mortgages-team/): Your Application Has Been Received We appreciate your interest in joining our team of income property financing experts. Thank you for taking the time to submit your application for the mortgage advisor position at Streetwise Mortgages. We are thrilled that you are considering joining our team and sharing our mission to help Canadians achieve financial […] - [Income Property Financing Advisor](https://streetwisemortgages.com/ipfa/): Become a Income Property Financing Advisor TM Elevlate your game Do you get excited by growth and learning ? Are you looking to take your mortgage advice , service and contribution to the next level ? Are you READY to embark on a rewarding professional and personal growth journey while helping Canadians financially prosper through […] - [US Financing Coming soon](https://streetwisemortgages.com/us-financing/): USA USA financing for canadians Coming soon Enter your Email to be notified when we launch. - [Creative Paths To Home Ownership](https://streetwisemortgages.com/creative-paths-to-home-ownership/): for Ontario’s First-Time Buyers Creative Paths to Affordable Homeownership Tired of being priced out? Discover creative strategies to finally own your dream home. Download our guide Watch Video How First-Timers Are Scoring Affordable Homes in Ontario’s Crazy Market! You will discover Crafty co-ownership models to team up and slash costs The smart “move in now […] - [MoneyShow - Thank you](https://streetwisemortgages.com/moneyshow-thank-you/): If you requested to schedule a consult, someone will be in touch with you soon to schedule it.  Your complimentary digital copy is on it’s way. Please check your email - [Money Show](https://streetwisemortgages.com/money-show/): Welcome back to Streetwise We are honored to featured once again at the MONEYSHOW.  To celebrate the MONEYSHOW 40th anniversary we have curated special gift just for you. Complimentary eBook Unlock Your Real Estate Investing Potential with Rent-to-Own Receive this FREE ebook and discover how rent-to-own can: Generate passive income and build equity in today’s […] - [The Money Code Registration - Thank you](https://streetwisemortgages.com/the-money-code-registration-thank-you/): The Money Code for Real Estate Investors Master Class with Dalia BarsoumDate: April 25, 2024 at 7:00 pm Eastern Time Where: Zoom - [Millennial Millionaire Summit - Thank you](https://streetwisemortgages.com/millennial-millionaire-summit-thank-you/): The Money Code for Real Estate Investors Master Class with Dalia BarsoumDate: April 11, 2024 at 7:00 pm Eastern Time Where: Zoom Your complimentary digital copy is on it’s way. Please check your email VIP’s ONLY there are 2 more gifts for you. VIP ONLY Gift 1:  Complimentary access to: Multifamily Insider with Dalia Barsoum Level […] - [Millennial Millionaire Summit](https://streetwisemortgages.com/mms2024/): Millennial Millionaire Summit Welcome to Streetwise Mortgages Register here to receive your specially curated gifts Here is what is included with your registration: Gift 1:  A complimentary digital copy of our top selling book: Canadian Real Estate Investor Financing: 7 Secrets to getting all the money you want Gift 2:  Registration to The Money Code for Real […] - [REI Mastermind Networking](https://streetwisemortgages.com/reimastermind/): REI Mastermind Welcome to Streetwise Mortgages We’ve curated gifts and offers just for you! Welcome to our Real Estate SPA Let our team of financing experts guide you with a personalized plan tailored to your needs: Stabilize Improve your cash flow Restructure your debts Generate Liquidity Plan to Cover shortfalls Get on-going support  Position Get […] - [connect](https://streetwisemortgages.com/connect/): Welcome to Streetwise Mortgages Pre- ConstructionClosing Soon? I have a Pre-Construction property closing soon Your Name(Required) First Last Your Email(Required) Your Phone(Required)When do you expect the closing to be?(Required) MM slash DD slash YYYY How many other properties to you currently own?(Required)Please enter a number from 0 to 100.Is there anything else you'd like us […] - [Real Estate Resilience Summit](https://streetwisemortgages.com/reresilience/): Welcome to Streetwise Mortgages It is really good to see you again at this year’s Summit. We have put together a few awesome offers for you. Chart Your Path to Financial Success:  Book Your Free Financing Road Map Consultation Today! Gain clarity, mitigate risks, and accelerate your growth with our complimentary, customized Financing Road Map. […] - [Stacey Manokhina](https://streetwisemortgages.com/stacey-manokhina/): Stacey Manokhina Account Manager & Senior Mortgage Advisor Streetwise Mortgages @streetwise_investor streetwisemortgages.com Streetwise Mortgages Streetwise Investor Streetwise Investor smanokhina@ +1 800 208 6255 x115 Download Contact - [Dalia Barsoum](https://streetwisemortgages.com/dalia-barsoum-vcard/): Dalia Barsoum Founder and Principal Broker Streetwise Mortgages @streetwise_investor streetwisemortgages.com Streetwise Mortgages Streetwise Investor Streetwise Investor info@ +1 800 208 6255 Download Contact - [Schedule a Level-up to multifamily complimentary consult](https://streetwisemortgages.com/schedule-a-level-up-to-multifamily-complimentary-consult/): Schedule a complimentary Level-up to multifamily consult Your Name(Required) First Last Your Email(Required) Your Phone(Required)What can we help you with today?(Required)I have a live dealSchedule a Level-up ConsultOtherDo you currently own any multifamily real estate properties?(Required)YesNoHow many properties do you currently own?(Required)Please enter a number from 0 to 100.Is there anything else you'd like us […] - [The Multifamily Conference](https://streetwisemortgages.com/mfc/): Welcome to Streetwise Mortgages It is really good to see you again at the Multifamily Conference this year. We have put together a few awesome offers for you. Got a live Deal? GET $5,000 CASHBACK Submit your multifamily deal for approval before July 31, 2023 and receive $5,000 cash back on closing*. * Loan amount […] - [The Money Code Masterclass](https://streetwisemortgages.com/mcm/): Welcome to Streetwise Mortgages On this page, you will find useful tools and downloads to guide you on your real estate investment journey. Find your money path: Book your complimentary strategy session Contact Information Tel: 1-800-208-6255 | Fax: 1-800-208-6255 Info@StreetwiseMortgages.com Please leave us your contact details, and we will be in touch shortly. Your Name(Required) […] - [CREWA](https://streetwisemortgages.com/crewa/): Welcome to Streetwise Mortgages On this page, you will find useful tools and downloads to guide you on your real estate investment journey Find your money path: Book your complimentary strategy session Contact Information Tel: 1-800-208-6255 | Fax: 1-800-208-6255 Info@StreetwiseMortgages.com Please leave us your contact details, and we will be in touch shortly. Your Name(Required) […] - [Wealth Genius](https://streetwisemortgages.com/wealthgenius/): Welcome back to Streetwise Mortgages We’ve curated gifts and offers just for you! Download Your Multifamily Financing Toolkit Here Looking to have all of your finance tools in one place? This toolkit was designed to help you make the best investment choice based on strategy. It includes: Debt Coverage Ratio Calculator Multifamily Deal Approval Binder […] - [REIN](https://streetwisemortgages.com/rein/): Welcome to Streetwise Mortgages On this page, you will offers and tools specially curated for our valued REIN Members.  Got a live Deal? GET up to $5,000 CASHBACK Submit your deal on or before Dec 31, 2023 (regardless of actual closing date) and receive: – $5,000* cash back on closing for commercial deals. or – $500 toward Legal Fees** rebate […] - [Private Lender Registration Thank You](https://streetwisemortgages.com/private-lender-registration-thank-you/): Registration Received Thank you for registering as a lender with Streetwise Private Capital. Step 1 is now complete. To remain compliant with provincial regulations we are required to complete 2 more steps before we can begin sharing lending opportunities with you. Step 2 – Private Lending Discovery Call We need to speak with you for […] - [Contact Us](https://streetwisemortgages.com/contact-us/): Book Your Complimentary Strategy Session Contact Information Tel: 1-800-208-6255 | Fax: 1-800-208-6255 Info@StreetwiseMortgages.com Please leave us your contact details, and we will be in touch shortly. Your Name(Required) First Last Your Email(Required) Your Phone(Required)Where did you hear about us?(Required)Select…Book – Canadian Real Estate Investor FinancingCanadian Real Estate WealthClient ReferralInvestor Group / Event / Seminar / […] - [Toronto MoneyShow 2024](https://streetwisemortgages.com/moneyshow/): Welcome to Streetwise Mortgages On this page, you will find useful tools and downloads to guide you on your real estate investment journey Find your money path: Book your complimentary strategy session Contact Information Tel: 1-800-208-6255 | Fax: 1-800-208-6255 Info@StreetwiseMortgages.com Please leave us your contact details, and we will be in touch shortly. Your Name(Required) […] - [Thank you | Download best to invest reports](https://streetwisemortgages.com/thank-you-download-best-to-invest-reports/): THANK YOU Thank you for your interest in download our research. The download link is on it’s way. Next Steps Check Your Email A link to download the Best to InvestTM reports will be emailed directly to your inbox, so be sure to check your junk folder if you don’t receive it shortly! Join Us […] - [Best to Invest](https://streetwisemortgages.com/best-to-invest/): Best to InvestTM – Ontario The result of hundreds of thousands of data points crunched together, analyzed and synthesized. Pick the right market for your journey. best to invest 2021 LEAN ON OUR DEEP INVESTING EXPERIENCE & RESEARCH TO IDENTIFY THE BEST MARKETS TO INVEST IN Behind the leading portfolio and investment property financing advice […] - [Thank you for registering your book](https://streetwisemortgages.com/thank-you-for-registering-your-book/): Thank you for registering your book.  Next Steps Check Your Email A link to download the tools will be emailed directly to your inbox, so be sure to check your junk folder if you don’t receive it shortly! Join Us On Social Get more tips and updates. Facebook Instagram Youtube - [Goals Kit download | thank you](https://streetwisemortgages.com/goals-kit-download-thank-you/): THANK YOU You are on your way to get clearer on your investment goals and have better financing conversations aligned with your goals. Next Steps Check Your Email The Goals kit will be emailed directly to your inbox, so be sure to check your junk folder if you don’t receive it shortly! Join Us On […] - [WHY BORROW PRIVATE MONEY WITH STREETWISE MORTGAGES](https://streetwisemortgages.com/why-borrow-private-money-with-streetwise-mortgages/): Private Money WHY BORROW PRIVATE MONEY WITH STREETWISE MORTGAGES Top Reasons to borrow private money with Streetwise Mortgages 01. EASY, FAST, AND EFFICIENT EASY: Submit deals EASILY with LIGHT paper work to gauge interest and pricing FAST: Obtain a “Letter of Interest” within 72 hours EFFICIENT: Deal with the pain of paper work once you […] - [WHY LEND WITH STREETWISE MORTGAGES](https://streetwisemortgages.com/why-lend-with-streetwise-mortgages/): Private Money WHY LEND WITH STREETWISE MORTGAGES LEAN ON OUR DEEP LENDING EXPERIENCE TO HELP YOU MANAGE THE RISKS OF PRIVATE LENDING We have developed an exclusive methodology (STREETWISE LendRightTM) to help assess and manage the risks of private loans on behalf of our lenders. This increases the likelihood of a successful exit while earning […] - [Private Money](https://streetwisemortgages.com/private-money/): PRIVATE MONEY When used properly, private money is a powerful wealth building tool.  Contact Us WHEN YOU LEND PRIVATE MONEY You can earn a regular stream of income through the interest income you collect from funds that you lend out in the form of mortgages secured against real estate without the headaches of being a […] - [Private Lender Registration](https://streetwisemortgages.com/private-lender-registration/): Private Lender Registration Thank you for your interest in being a lender with Streetwise Private Capital. Please complete the following form to register as a private lender. "*" indicates required fields Your Contact Info First Name* Last Name* Email* Phone* Your Private Lending Criteria By providing the following information upfront, we are able to filter […] - [Private Lender Profile Update](https://streetwisemortgages.com/private-lender-profile-update/): Private Lender Profile Update Thank you for your continued interest in being a lender with Streetwise Private Capital. To ensure we match you with lending opportunities that match your preferences, please update your profile below: "*" indicates required fields First Name* Last Name* Phone*How soon are you ready to invest?*Ready NowWithin 1 to 6 monthsAfter […] - [Private Lender Verification](https://streetwisemortgages.com/private-lender-verification/): Private Lender Verification Thank you for your interest in being a lender with Streetwise Private Capital. To ensure compliance with industry regulators and ensure the confidentiality of sensitive information when presenting lending opportunities, we require the following details: Name(Required) First Last Email(Required) Private Lender Profile Annual Household Income(Required)Under $25,000$25,000-$49,999$50,000-$74,999$75,000-$99,999$100,000-$199,000$200,000-$999,999Over $1,000,000Household Net Worth(Required)Under $20,000$20,000-$34,999$35,000-$59,999$60,000-$99,000$100,000-$199,000$200,000-$999,000Over $1,000,000Time Horizon(Required)<1 […] - [Client Survey Thank You](https://streetwisemortgages.com/client-survey-thank-you/): Thank you Your form has been successfully submitted. Thank you for sharing your feedback with us! Since your survey indicated you had a positive experience working with Streetwise, would you mind leaving us a Google review which allows us to help more people like you? If you are willing to leave us a 5-Star review […] - [Client Survey](https://streetwisemortgages.com/client-survey/): Client Survey "*" indicates required fields Step 1 of 6 16% How likely would you be to recommend Streetwise Mortgages to a friend or colleague?* 1 – Not Likely 2 3 4 5 6 7 8 9 10 – Very Likely Why did you pick that number? Please provide some feedback* Overall, how would you […] - [Thank you | urgent deal](https://streetwisemortgages.com/thank-you-urgent-deal/): SUCCESS WE’VE GOT YOU YOU HAVE A DEAL READY TO GO? You can fast track your financing process here by filling out your info and uploading your documentation here. UPLOAD NOW WHAT TO EXPECT NEXT Our client care specialist will reach out to connect you with one of our senior advisors within the next few […] - [Adapt & Thrive](https://streetwisemortgages.com/adapt-thrive/): Strategies, tips, & tools to adapt to the changing real estate investing environment & prosper in the months and years ahead. We will be updating this page frequently over the next few weeks, so stay tuned. Expert Interviews Most recent expert interviews Tips & Strategies Most recent posts Tools Download the Rate Calculator We have […] - [Sophisticated investor](https://streetwisemortgages.com/sophisticated-investor/): SERVING INVESTORS AT ALL STAGES OF THE INVESTING JOURNEY I am an experienced and sophisticated investor who is looking to take it to the next level If you own a large real estate portfolio and are now looking to get into more sophisticated investment strategies such as apartment buildings and/or construction and are looking to […] - [Growing your real estate portfolio](https://streetwisemortgages.com/growing-your-real-estate-portfolio/): SERVING INVESTORS AT ALL STAGES OF THE INVESTING JOURNEY I own a few rentals & I am looking to acquire more properties Do you currently own two or three rentals and are eager to grow but not certain how financing will play out as you scale? Which lenders to go to in order to get […] - [Starting out on your real estate investment journey](https://streetwisemortgages.com/starter/): SERVING INVESTORS AT ALL STAGES OF THE INVESTING JOURNEY I am starting out and looking to buy my first/second investment property Are you looking to buy your first/second investment property but fear and information overload are holding you back?  Do you have unanswered questions, such as: Which markets to invest in? What type of property […] - [Home](https://streetwisemortgages.com/): https://streetwisemortgages.com/wp-content/uploads/2022/08/49.101-SM-Hype-Video_Mobile.mp4 WELCOME We are dedicated to your success Your real estate investing goals are important only work with the BEST…. Award winning Multiple award winning mortgage brokerage. Top rated for our dedication to real estate investors Over $1Bil in funding We’ve helped thousands of clients secure over a $1Billion in funding to invest in real […] - [Multifamily Financing Toolkit Webinar Replay](https://streetwisemortgages.com/multifamily-toolkit-webinar-replay/): Multifamily Financing Toolkit Workshop - [Rate Calculator Thank You](https://streetwisemortgages.com/rate-calculator-thank-you/): THANK YOU We hope you like your free Fixed vs. Variable Rate Calculator. Next Steps Check Your Email The Fixed vs. Variable Rate Calculator will be emailed directly to your inbox, so be sure to check your junk folder if you don’t receive it shortly! Join Us On Social Get more tips and updates. Facebook […] - [Rate Calculator Opt In](https://streetwisemortgages.com/rate-calculator/): Download Your Fixed vs. Variable Rate Calculator Here We have developed an interest rate sensitivity calculator to help you assess the impact of increasing rates on your current property portfolio and cash flow. It will help guide your decision on whether you should stay put, lock in or consider a different option. NAME(Required) First Last EMAIL […] - [Thank You Multifamily Toolkit Webinar](https://streetwisemortgages.com/multifamily-toolkit-webinar/thank-you-multifamily-toolkit-webinar/): YOU ARE REGISTERED Topic: Multifamily Toolkit Webinar with Dalia BarsoumDate: June 2, 2022 at 7:00 pm Eastern Time Where: https://us02web.zoom.us/j/82332150890?pwd=Tml2TzJQODNVMEs4NzJ4NWphNjNpQT09 Add to Calendar - [Multifamily Toolkit Webinar](https://streetwisemortgages.com/multifamily-toolkit-webinar/): Congratulations Your Toolkit is in Your Inbox Now! Would You Like to Register for the FREE Multifamily Financing Toolkit Webinar? Ready to make the most of your Multifamily Toolkit? Join Dalia Barsoum on June 2nd at 7:00 pm Eastern Time to go learn how to utilize your toolkit! Register below for this FREE webinar!  Name(Required) […] - [Multifamily Strategy | Thank You](https://streetwisemortgages.com/strategy/multifamily-strategy-thank-you/): THANK YOU, SOMEONE FROM OUR TEAM WILL BE IN TOUCH SHORTLY - [Strategy](https://streetwisemortgages.com/strategy/): Book Your Complimentary Strategy Session Are you ready to unlock your possibility and realize your potential? Work with the brokerage that understands investors like you. Your Name(Required) First Last Your Email(Required) Your Phone(Required)Where did you hear about us?(Required)Select…Book – Canadian Real Estate Investor FinancingCanadian Real Estate WealthClient ReferralInvestor Group / Event / Seminar / WebinarPodcastRealtor […] - [COMPLIMENTARY Toolkit | Thank You](https://streetwisemortgages.com/toolkit/toolkit-thank-you/): THANK YOU Get ready to unlock some knowledge with the Multifamily Financing Toolkit. Next Steps Check Your Email The Multifamily Financing Toolkit will be emailed directly to your inbox, so be sure to check your junk folder if you don’t receive it shortly! Join Us On Social Get more tips and updates. Facebook Instagram Youtube - [Get Started](https://streetwisemortgages.com/get-started/): ARE YOU READY TO UNLOCK AND REALIZE YOUR POTENTIAL? Work with the brokerage that understands investors like you. Whether you fit into one of the categories below or somewhere in between… If you are a real estate investor, we are your team. I am starting out and looking to buy my first investment property Are […] - [Complimentary Toolkit](https://streetwisemortgages.com/toolkit/): Download Your Multifamily Financing Toolkit Here Looking to have all of your finance tools in one place? This toolkit was designed to help you make the best investment choice based on strategy. It includes: Debt Coverage Ratio Calculator Multifamily Deal Approval Binder Top Multifamily Financing Questions Investors Ask Get started and grab your toolkit today! […] - [Blog](https://streetwisemortgages.com/blog/): THE ART AND SCIENCE OF INVESTING Every investor needs support. Here you’ll find articles to support you in every way on your journey. THE ART AND SCIENCE OF INVESTING Every investor needs support. Here you’ll find articles to support you in every way on your journey. INVESTING TIPS / TOOLS FINANCING LATEST POSTS Read More […] - [The Book](https://streetwisemortgages.com/canadian-investor-financing/): BUY FROM AMAZON REGISTER YOUR BOOK REGISTER YOUR BOOK Fill out the form below to register your book. "*" indicates required fields Your Name* First Last Your Email* Signup to receive our newsletter? Yes, I consent to receiving emails from Streetwise Mortgages. No, I don’t want to receive helpful tips by email. What's 1+1?* REGISTER […] - [Thank you | pre-qualification](https://streetwisemortgages.com/thank-you-version-2/): SUCCESS WE’VE GOT YOU YOU HAVE A DEAL READY TO GO? You can fast track your financing process here by filling out your info and uploading your documentation here. UPLOAD NOW WHAT TO EXPECT NEXT The Streetwise team will reach out to you personally You’ll talk to someone on the Streetwise team about your strategy […] - [Thank You](https://streetwisemortgages.com/thank-you/): SUCCESS…WE’VE GOT YOU WHAT TO EXPECT NEXT Our Client Care Specialist will reach out to connect you with one of our Senior Advisors You will talk to a Streetwise senior advisor about your investment goals and financing needs You’ll upload your documents to your secure portal  Your Streetwise senior advisor will review your documents and […] - [Thank You Submission Received](https://streetwisemortgages.com/thank-you-submission-received/): THANK YOU, SOMEONE FROM OUR TEAM WILL BE IN TOUCH SHORTLY - [About Us](https://streetwisemortgages.com/about_streetwise/): WHO IS STREETWISE? Streetwise Mortgages is a multiple-award winning mortgage team with a shared passion and deep rooted experience in helping clients build and finance the real estate investment portfolio of their dreams. Contact Us STARTING OUT OR SCALING UP? WE KNOW HOW TO GET YOU THERE… We have a track record of working with […] ## Optional - [Agent (MCP protocol)](websites-agents.hostinger.com/streetwisemortgages.com/mcp) [comment]: # (Generated by Hostinger Tools Plugin)